Retirement Planning

Personal Retirement Accounts- Save For Your Future!

For most individuals, retirement planning is done with the ownership of qualified accounts – 401K plans, Regular IRA’s, Rollover IRA’s, or 403-B Plans. These plans offer the ability to invest capital in a tax deferred or tax free account, so over a long period of time, capital can build up without having to pay taxes each year by waiting until it is required for those liabilities to be paid. The affect on how much you will save over a long period of time is dramatic and makes a huge difference in how much money you will have for retirement.  Individual account owners are advised to compare performance in these accounts to a comparable benchmark, usually an index like the S&P 500, Dow Jones, Industrial Average, NASDAQ, or MSCI Index.

Rollover IRA’s- You Left An Old Job- Now What?  Here is Some Help

We have received numerous calls from people who left an old job and want to know what to do to access old 401k plans.   Here is a link to an article to help you with the most common problems when you need to move your old IRA.   If you are in this situation, here is what you do.  First, call your old employer’s human resource or payroll department.  Second, tell them you left the job in this year and want to know what the situation is with your 401k plan.  Third,  get the online access information (passwords and logins) for your account.  Fourth, ask the human resource department what the policy is for rolling over the account to a new custodian.  Usually, there will be some documentation you have to fill out and submit to human resource department.  There may be a time period window when you have to get this accomplished.  Fifth, contact an advisor or online custodian to complete the rollover IRA form to move the account.  You will need the old account information and a new account number from where the 401k plan will be located.  .  If you would like to rollover your old 401K plan with our help, please fill out the Rollover IRA form or contact us at 702-350-0024 for more help.  Thanks.

If you are interested in receiving personal attention regarding your retirement plan, please fill in the following form.  Thanks for keeping us in mind!

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